ATMs are abundant in Spain. This is by far the easiest and most convenient way of accessing your money from back home (you will receive money in euros and you’ll automatically get the up-to-the-day exchange rates). VISA, CIRRUS, and PLUS are widely recognized in Spain, and it is also possible to find ATMs that accept MasterCard and American Express on a pretty consistent basis. In order to withdraw cash, you must have a numeric PIN number. Many students will set up special accounts at their local bank before leaving and place a specific amount of funds there for use in Spain.
Some students also carry travelers’ checks, but we don’t recommend it. They’re inconvenient, because to cash in a travelers’ check, you have to go into a bank during bank business hours – and banks in Spain are typically only open Monday-Friday from 9am-2pm. Also, banks will charge commissions to change travelers’ checks. Therefore, we encourage you to rely on the use of an ATM card as mentioned above.← How can I access money from back home?